:root{--ink:#14232b;--muted:#5a6b73;--bg:#f7f9fa;--card:#fff;--line:#e2e8eb;--brand:#0f4c5c;--brand2:#13697e;--acc:#f4a261;--acc2:#e76f51;--r:12px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand2)}
a:hover{color:var(--acc2)}
img,svg{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px}
.skip:focus{left:16px;top:8px;background:#fff;padding:8px;z-index:9}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:8px;font-weight:800;font-size:1.3rem;color:var(--brand);text-decoration:none;letter-spacing:-.02em}
.nav{display:flex;gap:4px;flex-wrap:wrap}
.nav a{padding:6px 10px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
.nav a:hover{background:var(--bg)}
.nav .lang{border:1px solid var(--line);font-weight:700;color:var(--brand)}
main{padding:20px 16px 40px}
h1{font-size:clamp(1.7rem,4.5vw,2.5rem);line-height:1.2;letter-spacing:-.02em;margin:.3em 0 .4em;color:#0b3440}
h2{font-size:1.4rem;line-height:1.3;margin:1.8em 0 .6em;color:#0b3440}
h3{font-size:1.1rem;margin:1.4em 0 .4em}
.lead{font-size:1.12rem;color:#2c3e46;max-width:760px}
.eyebrow{margin:0;color:var(--brand2);font-weight:700;font-size:.9rem;text-transform:uppercase;letter-spacing:.04em}
.meta,.small,.note{color:var(--muted);font-size:.88rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0 0 8px;font-size:.88rem;color:var(--muted)}
.crumbs li+li:before{content:"›";margin-right:6px}
.hero{background:linear-gradient(135deg,#0f4c5c 0%,#13697e 60%,#2a9d8f 100%);color:#fff;border-radius:18px;padding:28px 20px 22px;margin-top:4px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:rgba(244,162,97,.25)}
.hero h1{color:#fff;max-width:720px;position:relative}
.hero .lead{color:#e6f2f4;position:relative}
.hero a{color:#ffd8b5}
.hero.nf{background:var(--card);color:var(--ink);border:1px solid var(--line)}
.hero.nf h1{color:#0b3440}.hero.nf .lead{color:#2c3e46}.hero.nf a{color:var(--brand2)}
.search{position:relative;z-index:1;background:#fff;color:var(--ink);border-radius:14px;padding:14px;display:grid;grid-template-columns:1fr 1fr 1fr .6fr .9fr auto;gap:10px;align-items:end;margin-top:18px;box-shadow:0 10px 30px rgba(0,0,0,.15)}
.search .f{display:flex;flex-direction:column;gap:4px;min-width:0}
.search label{font-size:.78rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.03em}
.search input,.search select{font:inherit;padding:10px;border:1px solid var(--line);border-radius:10px;background:#fff;width:100%;min-width:0}
.search button{font:inherit;font-weight:700;border:0;border-radius:10px;padding:11px 18px;background:var(--acc2);color:#fff;cursor:pointer}
.search button:hover{background:#d65a3d}
.search .note{grid-column:1/-1;margin:0}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:12px;counter-reset:s}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px;counter-increment:s;display:flex;flex-direction:column;gap:4px}
.steps li:before{content:counter(s);width:28px;height:28px;border-radius:50%;background:var(--acc);color:#fff;font-weight:800;display:grid;place-items:center}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px}
.card{display:flex;flex-direction:column;gap:4px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.card:hover{border-color:var(--brand2);transform:translateY(-1px);color:var(--ink)}
.card strong{font-size:1.05rem;color:#0b3440}
.card span{color:var(--muted);font-size:.9rem}
.card .k{color:var(--brand2);font-size:.8rem;font-weight:700}
.card .en{align-self:flex-start;font-size:.72rem;border:1px solid var(--line);border-radius:6px;padding:0 6px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips a{background:var(--card);border:1px solid var(--line);border-radius:999px;padding:8px 14px;text-decoration:none;color:var(--ink);font-weight:500}
.chips a:hover{border-color:var(--brand2)}
.honest{background:#fff8f1;border:1px solid #f6dcc3;border-radius:var(--r);padding:4px 18px 10px;margin-top:28px}
.doc{max-width:800px}
.prose table{border-collapse:collapse;width:100%;margin:12px 0;font-size:.95rem;display:block;overflow-x:auto}
.prose th,.prose td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.prose th{background:#eef4f6}
.prose li{margin:.3em 0}
.glance{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--acc);border-radius:var(--r);padding:4px 18px 14px;margin:18px 0}
.glance h2{margin-top:.8em;font-size:1.1rem}
.glance dl{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px;margin:0 0 12px}
.glance dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.03em;color:var(--muted);font-weight:700}
.glance dd{margin:0;font-weight:500}
.btns{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0}
.btn{display:inline-block;background:var(--acc2);color:#fff;text-decoration:none;font-weight:700;padding:10px 16px;border-radius:10px}
.btn:hover{background:#d65a3d;color:#fff}
.btn.ghost{background:#fff;color:var(--brand);border:1px solid var(--brand2)}
.btn.ghost:hover{background:#eef4f6;color:var(--brand)}
.cta{margin:24px 0}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:8px 0}
.faq summary{font-weight:600;cursor:pointer}
.faq p{margin:.6em 0 .2em}
.links{columns:2;padding-left:18px}
.foot{background:#0b3440;color:#cfe0e5;padding:26px 0;font-size:.9rem}
.foot a{color:#fff}
.foot .aff{max-width:780px}
.foot .copy{color:#8fb0b9}
@media (max-width:820px){.search{grid-template-columns:1fr 1fr}.search button{grid-column:1/-1}.steps{grid-template-columns:1fr}}
@media (max-width:520px){.search{grid-template-columns:1fr}.glance dl{grid-template-columns:1fr}.links{columns:1}.nav a{padding:6px 7px}}
.logo .by{display:block;font-size:.62rem;font-weight:600;color:var(--muted);letter-spacing:.02em;margin-top:-4px}
.logo span{line-height:1.1}
.foot .sp{color:#fff}
.spblock{background:#eef7f8;border:1px solid #cfe5e9;border-radius:var(--r);padding:4px 18px 10px;margin-top:28px}
.summary{background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand2);border-radius:var(--r);padding:4px 18px 8px;margin-top:22px}
.summary ul{padding-left:18px}
.summary li{margin:.35em 0}